Heather, a financial strategist and public-markets commentator, says the recent tariff-driven correction highlighted an unusual dynamic: institutions sold aggressively while retail investors stayed invested, allowing the S&P 500 to fall 19% and then rebound quickly once a 90-day tariff pause reset sentiment.
She remains cautiously optimistic, noting that U.S. consumers are strong, inflation is contained, and a 10-year yield in the 4.25–4.50% range supports healthy lending and investment. Her advice: stay positive but only add exposure on pullbacks — not at euphoric highs.
Beyond AI names like Nvidia, she stresses portfolio diversification across Bitcoin, real estate (especially South Florida), and gold, which serves both as an investment and a geopolitical hedge.
Heather expects the S&P 500 to gain about 10% in 2025, with tariff risk and potential consumer weakness as key downside variables.
She closes by encouraging women in finance to use their uniqueness as an advantage in an industry increasingly opening new pathways.
